Farm Ownership Loans

FSA’s Direct Farm Ownership loans provide farmers and ranchers the opportunity to:

  • Purchase farmland
  • Construct and repair buildings
  • Make farm improvements

FSA loan officers are responsible for every aspect of the loan application process, and funding is provided through Congressional appropriation.
There is no minimum loan amount. The maximum loan amount for a Direct Farm Ownership Loan is $300,000. There is no required down payment. All applicants for direct FO loans must have participated in the day-to-day management of a farm or ranch for at least 3 years.
We encourage you to contact your local office or USDA Service Center to learn more about our programs and the information you will need for a complete application. 

Contact Farm Ownership Loans

USDA Farm Service Agency

National Service


Service Area

National Program

Office Locaters

To request additions or corrections to this entry email the Administrator