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Noninsured Crop Disaster Assistance Program

USDA's Farm Service Agency's (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to producers of noninsurable crops when low yields, loss of inventory or prevented planting occurs due to natural disasters.

Eligible Producers
An eligible producer is a landowner, tenant or sharecropper who shares in the risk of producing an eligible crop. The annual gross revenue of the eligible producer, or the annual gross revenue of any individual or entity combined as one "person" with the eligible producer, cannot exceed $2 million.

Eligible Crops
To be eligible for NAP assistance, crops must be noninsurable crops and agricultural commodities for which the catastrophic risk protection level of crop insurance is not available, and must be any of the following commercially produced crops:

  • crops grown for food;
  • crops planted and grown for livestock consumption, including, but not limited to grain and forage crops, including native forage;
  • crops grown for fiber, such as cotton and flax (except for trees);
  • crops grown under a controlled environment, such as mushrooms and floriculture;
  • specialty crops, such as honey and maple sap;
  • value loss crops, such as aquaculture, Christmas trees, ginseng, ornamental nursery and turfgrass sod;
  • sea oats and sea grass; and
  • seed crops where the propagation stock is produced for sale as seed stock for other eligible NAP crop production.

Eligible Natural Disasters
The natural disaster must occur before or during harvest and must directly affect the eligible crop.  An eligible natural disaster is any of the following:

  • damaging weather, such as drought, freeze, hail, excessive moisture, excessive wind or hurricanes;
  • an adverse natural occurrence, such as earthquake or flood; or
  • a condition related to damaging weather or an adverse natural occurrence, such as excessive heat, disease or insect infestation.

Applying for NAP Assistance When a Natural Disaster Strikes
When a crop or planting is affected by a natural disaster, you must notify your local FSA office and complete Part B, (the Notice of Loss portion) of the application, which is Form CCC-576, the Notice of Loss and Application for Payment. This must be completed within 15 calendar days of the:

  • natural disaster occurrence;
  • final planting date if your planting was prevented by a natural disaster;
  • date damage to the crop or loss of production becomes apparent to you.

To receive NAP benefits, producers must complete Form CCC-576, Notice of Loss and Application for Payment, parts D, E, F as applicable, and G, no later than the immediately subsequent crop year acreage reporting date for the crop. The CCC-576 requires producers to provide evidence of production and note whether the crop was marketable, unmarketable, salvaged or used differently than intended.

Amount of Production Loss to Receive a NAP Payment
The natural disaster must have either:

  • reduced the expected unit production of the crop by more than 50 percent; or
  • prevented the producer from planting more than 35 percent of the intended crop acreage.

Expected production is the amount of the crop produced in the absence of a natural disaster. FSA compares expected production to actual production to determine the percentage of crop loss.

Defining a NAP Unit
The NAP unit includes the specific crop acreage in the county in which the producer has a unique crop interest. A unique crop interest is either:

  • 100 percent interest; or
  • a shared interest with other producers.

How Much Loss NAP Covers
NAP covers the amount of loss greater than 50 percent of the expected production based on the approved yield and reported acreage.

Information FSA Uses to Calculate Payment
The NAP payment is calculated by unit using:

  • crop acreage;
  • approved yield;
  • net production;
  • 55 percent of an average market price for the specific commodity established by the FSA state committee;
  • a payment factor reflecting the decreasing cost incurred in the production cycle for the crop that is harvested, unharvested or prevented from being planted.



To request additions or corrections to this entry email the Administrator

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